| The zipper’s broken on my favorite hoodie
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| At twenty-four I’m somehow making rookie mistakes
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| Like, just the other day I asked, «Could we kick it?»
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| You looked away and kept your answer encrypted
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| I made a habit out of shuffling savings
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| And standing toe-to-toe I think we’re faking it fine
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| I guess my invite was a spiritual error
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| A restitution via PayPal and pressure
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| I could probably use a fourth job
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| I’m stuck with paying it all off
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| Mmm, I’m paying it all off
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| Mmm, I’m paying it all off
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| You said you hate it when I try and be funny
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| 'Cause every joke I make is comin' out runny and wrong
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| Tried to apologize and put it on my tab
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| Treated the friends you brought to Stella and Cognac
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| All this emotional debt’s got me so lost
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| I’m stuck with paying it all off
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| Mmm, I’m paying it all off |