| Life’s going fine till it’s time to pay
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| Then nobody cares about what you say
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| Borrowing all the time
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| Now you’re in debt
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| Money’s fun to spend
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| You bet
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| My arms are short and my pockets deep
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| And all the money that I have I want to keep
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| I’ll be making my payments over time
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| That was long ago, now the lender whines
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| Moving down the river of life
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| Make your payments grab a wife
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| Then you try and float upstream
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| It’s much harder than it seems
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| Finally you make your goal
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| With no morals and no soul
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| Had to sell them on the way
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| So that you could live today
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| You’re up shits creek
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| Installment due last week
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| Your bank book is looking bleak
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| Because you’re up shits creek
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| Travelling without a paddle
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| For so long it doesn’t matter
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| Now you’re in a new tax bracket
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| Don’t forget your life jacket
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| And if you hit some waves
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| That’s alright money saves
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| But if your cash flow stops
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| Will your life crumble and drop
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| You’re up shits creek
|
| Installment due last week
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| Your bank book is looking bleak
|
| Because you’re up shits creek
|
| That’s because you’re up shits creek
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| Now your debts are paid
|
| And you can relax
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| You’ve got shit in your ears
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| Or is it wax
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| I thought I saw your boat capsize
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| Bobbing in the creek
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| Getting shit in your eyes |