| Oh Stingy Ginny saved up all her pennies
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| Straight to the bank she would go The sharks would have their hands around her
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| But none could get her dough
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| Ginny’s fellow was a slick high yellow
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| Sent away to jail one day
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| He cried for bail, then turned real pale
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| When I (*) heard Ginny say
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| Oh I’ve got what it takes
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| But it breaks my heart to give it away
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| It’s in demand
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| They wants it every day
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| I’ve been saving it up for a long long time
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| To give it away would be more than a crime
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| Your eyes may roll, your teeth may grit
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| But none of my money will you git
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| You can look at my bank book
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| But I’ll never let you feel my purse
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| Cause I’m a woman, believes in safety first, safety first
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| Said if you want my money, here’s my plan
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| I’m saving it up for a real good man
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| I’ve got what it takes
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| But it breaks my heart to give it away
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| She said I’ve got what it takes
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| But it breaks my heart to give it away
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| It’s in demand
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| Folks cryin' for it every day
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| I’ve been saving it up for a long long time
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| To give it away would be more than a crime
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| Your eyes may roll, your teeth may grit
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| But none of this small change will you git
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| You can look at my bank book
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| But I’ll never let you put your hands on my purse
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| Lord I’m a woman, believes in safety first, safety first
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| Say if you want my money, here’s my plan
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| I’m not savin' it up for no naked (?) man
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| I’ve got what it takes
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| But it breaks my heart to give it away
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| (*) Bessie distinctly says «I"though I think it should be «he». |